If you own or manage a business, commercial liability is essential for you. Also known as general liability insurance, this type of protection covers you when your business is exposed to liability, as virtually all businesses are in this day and age.

Without commercial liability insurance, if someone wins a legal judgment against you in court, would you have the deep pockets to pay the damages? This kind of scenario often catches many businesses, especially startups and small businesses, off guard. Business owners wind up dipping into their savings or even have to close their doors permanently.

Luckily, you don’t ever have to face that kind of catastrophe with general liability insurance. As independent agents, we’re here to help Lockport, New York, area businesses of all sizes find the right combination of business insurance products and to tailor a liability package for your unique business.

Specialized Commercial Liability Insurance

As well as general liability insurance for your business, you may want to add coverage for specific scenarios you encounter in your day-to-day operations.

Errors and Omissions Insurance

As it sounds, this covers you for errors and omissions that may result in problems for your clients. We recommend this type of coverage for attorneys, engineers, architects, accountants, tech companies, and insurance agents, among others.

Employment Practices Liability Insurance

This type of insurance goes beyond typical liability, such as injuries on your premises. Common areas of coverage include wrongful termination, sexual harassment, discrimination, and other violations of employee rights.

Directors and Officers Insurance

This protects your business’s leaders when it comes to negligent acts, omissions, and misleading statements.

Don’t put your business at risk by going without the right commercial liability insurance. Call Calderone Insurance Agency at 716-589-7283 today, or reach out online to let us know how we can custom design a business policy that includes commercial liability for your unique requirements. You’ll love the peace of mind that comes from knowing your hard work and investment are protected.