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Motorcycle Insurance

from Calderone Insurance Agency

Motorcycle Insurance

Ride Safely and Legally

Riding your motorcycle around the Lockport area is a treat in the nice weather, but to enjoy your bike safely and legally, you must have the appropriate insurance. Just like when driving a car, you are required by the state of New York to carry minimum liability insurance:

  • $25,000 bodily injury for one person ($50,000 for death)
  • $50,000 bodily injury for two or more persons ($100,000 for death)
  • $10,000 property damage

Bodily Injury Coverage

This type of insurance pays for medical bills if someone else is injured in an accident where you are at fault.

Property Damage Coverage

This insurance reimburses property owners if you damage their vehicle, landscaping, or property in an accident where you are found to be at fault.

Additional Motorcycle Insurance Coverage

Depending on your circumstances, you may wish to purchase additional coverage, such as:

  • Medical coverage for you and your passengers
  • Custom parts and equipment
  • Uninsured motorist coverage
  • Roadside assistance

At Calderone Insurance Agency, we have dozens of motorcycle insurance products available, and we’re happy to help you put together a tailor-made package to suit your unique needs and your budget. We can advise you about New York laws when it comes to the off-season with your bike, as well as how to balance your deductible with your premium and any discounts you may be eligible for.

Don’t risk riding your motorcycle without the coverage you need to meet the law and protect your assets in the event of a serious accident. You’ll enjoy your bike more with the peace of mind that comes with the right protection. Contact us today at 716-589-7283, or reach out online with our handy form for more information or a quick quote.