If you take your RV out on the road, you need insurance, whether it’s for a couple of weeks camping in the summertime or heading south from Lockport, New York, for the entire winter. We’re here to help you find the perfect RV policy, and as independent agents, we have many options available for you, including budget-friendly ones.

How Do We Find the Right Policy for You?

We’ll need to know a little about how you use your RV to tailor the right insurance package for your needs:

• Is your RV your primary residence or a vacation vehicle?
• What is the make, model, age, and value of the RV?
• Are you the original owner?
• Who will be driving the RV?
• What are the driving records for the drivers, and have you filed claims in the past?
• Where will you be driving — do you intend to go south of the border to Mexico?
• Do you plan to tow anything behind your RV?
• Where will your recreational vehicle be garaged?
• Do you keep any valuables in your RV, like expensive electronics?
• Would you like a roadside assistance plan?
• Do your pets travel with you in your RV?

We want to make sure you get the most complete coverage possible while still keeping the cost of insurance reasonable. This differs when you use your RV as a residence than when it’s mostly a vehicle, for example. You may be able to switch to a vacation liability plan if you stop driving and use your RV as a dwelling for a while.

We’ll look at safe driver discounts, balancing your premium with your deductible, original owner discounts, and bundling your RV insurance with other policies. We want to make sure we cover needs you may have, such as:

• Liability coverage
• Personal effects protection for belongings
• Roadside assistance for breakdowns
• Pet coverage

Contact Calderone Insurance Agency at 716-589-7283 or reach out online to ask more about how you can purchase the ideal insurance policy for your recreational vehicle. We’ll assemble the policy you need for your unique requirements so you can enjoy your RV no matter where the adventure takes you.